Before determining whether you should lease or buy your next vehicle, figure out which option is best for you. Contact Parks Lincoln of Tampa and let our finance experts help you make the best decision. You can learn more about both options below.

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WHEN PURCHASING A NEW VEHICLE

• You pay for the whole vehicle
• There is usually a down payment required
• You pay the sales tax in cash, or roll these taxes into your auto loan (and pay an interest rate)
• Your first payment is usually due a month after signing your contract
• Ideal if you like to keep your vehicles for long periods and put lots of miles on your vehicles

WHEN LEASING A NEW VEHICLE

• You pay only for what you use
• Down payment is optional
• Sales tax is only paid with your monthly payments
• You are charged with a money factor similar to the interest rate on a loan
• Your first payment is made when the contract is signed

GUARANTEED PURCHASE PRICE ADVANTAGE

• Know ahead of time what it will cost to purchase your Lincoln at lease-end
• If that value is more than the guaranteed purchase price, you can purchase it at the guaranteed price
• If that value is less than the guaranteed purchase price, you can lease or purchase a new Lincoln or simply return your current lease

LEASE THROUGH LINCOLN FINANCIAL SERVICES IF YOU ARE WANTING TO...

• Drive a new Lincoln, but keep your purchasing options open
• Customize your new vehicle with Lincoln Genuine Accessories
• Drive a new Lincoln vehicle every few years
• Have low monthly payments and low up-front costs
• Have a guaranteed purchase price should you decide to purchase at lease-end

CREDIT PRE-APPROVAL

At Parks Lincoln of Tampa we believe that the past is the past, and your credit history should not stand in the way of you obtaining a new vehicle. We have helped thousands re-establish their credit while also putting them in the new or late model vehicle they have been wanting.

Make your decision and fill out our online credit application, then one of our financial experts will contact you. When it comes to your credit you should go with a name you can trust, and that is exactly what Parks Lincoln of Tampa is all about.